For sale · Costa del Sol · Estepona
Available€419,000€449,000
2 beds · 2 baths · 84 m² built
Price reduced
Ref HT5208106Updated daily · Last sync 27 October 2026



About this property
Two-bedroom apartment with sea views in Doña Julia, Costa del Sol. Built in 2019, this ground-floor residence captures direct views across the Mediterranean, the fairways of Doña Julia Golf Course, and the surrounding mountains from its 25sqm south-east-facing terrace. The 84sqm interior arrives fully furnished and maintained in excellent condition throughout.
Inside, a semi-open-plan kitchen fitted with integrated Bosch appliances connects to the living space, which opens directly onto the terrace through floor-to-ceiling glass. Both double bedrooms include built-in wardrobes, and each of the two bathrooms features contemporary fittings and full-height tiling. The apartment includes one allocated parking space within the secure underground garage, and the furniture package allows immediate occupation without further investment.
The property sits within Lotus Doña Julia, a gated beachfront complex offering two swimming pools (one heated for year-round use), a fully equipped gym, and 24-hour security. Casares beach lies 400 metres away on foot, with several chiringuitos and a mini-market within the same walking distance. La Duquesa Marina, with its restaurants and moorings, is five minutes by car, while Estepona town centre can be reached in twelve minutes. The complex clubhouse provides additional dining and social facilities for residents and golf members.
Features
Property details
Location
Map shows the Lotus Dona Julia complex location. Exact unit address provided upon request. This property is in Doña JuliaEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Doña Julia. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€4,988 / m²
€4,988 × 84 m² = €419,000 asking
Comparable averages
Estepona apartments
650 active listings
Similar properties
Market average €5,320/sqm across 650 active estepona apartments.