For sale · Costa del Sol · Estepona
Available2-Bed Apartment in Terrazas de Costalita, Estepona
Residential complexTerrazas de CostalitaGated community
€650,000
2 beds · 2 baths · 150 m² built
Ref HT5536033Updated daily · Last sync 11 November 2026
About this property
Overview
Two-bedroom apartment with private pool in Costalita, Costa del Sol. This 150-square-metre residence occupies a prime position within a gated beachfront complex, offering direct access to Mediterranean sands. Floor-to-ceiling windows frame uninterrupted sea views from the living spaces, whilst a 20-square-metre terrace extends the entertaining area outdoors.
Inside, the open-plan layout connects two double bedrooms and two bathrooms across generous proportions. The kitchen arrives fully equipped with integrated appliances and ample storage. Both bedrooms benefit from built-in wardrobes, and the property comes fully furnished to a high standard. Original 2006 construction maintains excellent condition throughout, with quality finishes in the bathrooms and marble flooring in the principal rooms. One underground parking space and private pool access complete the specification.
Terrazas de Costalita sits directly on the New Golden Mile shoreline between Estepona and Marbella. The gated complex provides 24-hour security, communal gardens, and shared swimming pools alongside the private facilities. Estepona's marina and old town lie 6 kilometres west, whilst Puerto Banús sits 8 kilometres northeast along the coastal road. The development's beachfront position places several beach clubs and seafood restaurants within a five-minute walk.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 150 m²
- Terrace
- 20 m²
- Parking spaces
- 1
- Levels
- 1
- Year built
- 2006
- Condition
- Excellent
- Furniture
- Fully Furnished
- Pool
- Yes
- Gated community
- Yes
- Complex
- Terrazas de Costalita
- Area
- Costalita
- City
- Estepona
- Postcode
- 29688
- Province
- Málaga
- Coast
- Costa del Sol
Location
Costalita, Estepona
Map shows the approximate Costalita, Estepona area. The exact position of Terrazas de Costalita is not published. This property is in CostalitaEsteponaCosta del Sol.
Playa del Saladillo
2 mindrive
Flamingos Golf
9 mindrive
Puerto Deportivo José Banus
12 mindrive
Hospital Hospiten de Estepona
7 mindrive
San Pedro Alcántara
11 mindrive
Málaga Airport (AGP)
64 mindrive
9 questions answered
Buying this apartment in Costalita
Can foreigners buy property in Costalita?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Costalita. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Costalita?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
