For sale · Costa del Sol · Benalmádena
Available2-Bed Apartment in Occidental, Benalmádena
Residential complexOccidental
€485,000€549,000
2 beds · 2 baths · 93 m² built
Price reduced
Ref HT5511301Updated daily · Last sync 10 October 2026
About this property
Overview
Two-bedroom apartment with private pool in Benalmádena, Costa del Sol. This second-floor residence spans 93 square metres of interior space plus a 26-square-metre terrace enclosed with premium glass curtains and fitted with an electric awning that retracts automatically in high winds. The west-facing position delivers panoramic views across Benalmádena towards the Mediterranean coastline.
The open-plan living area connects directly to the terrace, as does the main bedroom, creating a fluid indoor-outdoor layout across the single level. Both bedrooms are double-sized, the principal with an en-suite bathroom, and a second full bathroom serves the rest of the apartment. Parquet flooring runs throughout, and independent air conditioning units operate in each room. The kitchen integrates into the living space, and the property includes one allocated parking space. The terrace's glass curtain system allows year-round use of the outdoor area regardless of weather.
The Occidental complex in Montealto provides residents with a communal swimming pool, landscaped gardens, padel courts, a gym, and spa facilities. Benalmádena Pueblo sits approximately three kilometres inland from this position, whilst the coastal Arroyo de la Miel district lies roughly two kilometres downhill. The apartment was completed in 2009 and remains in excellent condition, sold unfurnished to allow incoming owners to configure the space to their own requirements.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 93 m²
- Terrace
- 26 m²
- Parking spaces
- 1
- Pool
- Yes
- Orientation
- west
- Energy rating
- D
- Complex
- Occidental
- Area
- Benalmadena
- City
- Benalmádena
- Province
- Málaga
- Coast
- Costa del Sol
Location
Benalmadena, Benalmádena
Residential complexOccidentalMap shows the Occidental complex location. Exact unit address provided upon request. This property is in BenalmádenaCosta del Sol.
9 questions answered
Buying this apartment in Benalmadena
Can foreigners buy property in Benalmádena?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Benalmádena. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Benalmádena?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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