For sale · Costa del Sol · Estepona
Available2-Bed Apartment for Sale in Atalaya, Estepona
€350,000
2 beds · 2 baths · 86 m² built
Ref HT5516053Updated daily · Last sync 22 October 2026
About this property
Overview
Two-bedroom apartment with private pool access in Atalaya, Costa del Sol. This ground-floor property delivers direct pool access from a 7sqm west-facing terrace that overlooks communal gardens, allowing you to step from your outdoor space straight into the water without navigating corridors or lifts.
Inside, 86sqm of built space includes an open-plan American kitchen connecting to the lounge and dining area, two bedrooms, and two bathrooms. The layout maximises natural light through west-facing windows, which flood the living spaces with afternoon sun. Every room comes fully furnished, ready for immediate occupation or rental income. The ground-floor position eliminates stairs and provides a different rhythm to apartment living, with garden-level views replacing elevated perspectives. Completed in 2025, the property shows excellent condition throughout, with contemporary finishes and fittings that require no immediate attention.
The apartment sits on the sea side of the road near Atalaya Hotel, placing you a few minutes' walk from the beach. This stretch of Atalaya offers quieter coastal access than the denser resort areas while maintaining proximity to Estepona's marina, 10 minutes east by car, and the golf courses that cluster around this part of the Costa del Sol. The terrace faces west, capturing late-day light that extends usable outdoor hours into the evening, particularly valuable during cooler months when morning shade keeps other orientations unusable until midday.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Ground floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 86 m²
- Terrace
- 7 m²
- Pool
- Yes
- Orientation
- west
- Area
- Atalaya
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Atalaya, Estepona
Map shows the approximate Atalaya, Estepona area. Exact address provided upon request. This property is in AtalayaEsteponaCosta del Sol.
Playa Isdabe
5 mindrive
El Campanario Golf Course
5 mindrive
Puerto Deportivo José Banus
9 mindrive
HC Marbella International Hospital
7 mindrive
San Pedro Alcántara
7 mindrive
Málaga Airport (AGP)
60 mindrive
9 questions answered
Buying this apartment in Atalaya
Can foreigners buy property in Atalaya?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Atalaya. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Atalaya?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
