For sale · Costa del Sol · Málaga
Available2-Bed Apartment for Sale in Málaga Centro, Málaga
€299,500
2 beds · 1 bath · 68 m² built
Ref HT5523547Updated daily · Last sync 31 October 2026
About this property
Overview
Two-bedroom apartment in Málaga Centro, Costa del Sol, offering 68 square metres of fully furnished living space in the city's historic quarter. Built in 2002 and maintained in good condition, this property holds a tourist rental licence, providing flexibility for both personal use and income generation. The layout accommodates two bedrooms and one bathroom across a functional floor plan designed for Mediterranean urban living.
Inside, the apartment delivers practical space across its 68 square metres, with two bedrooms that provide sleeping accommodation and storage, plus a bathroom serving the entire property. The fully furnished specification means wardrobes, kitchen units, and essential furnishings are already in place. Living areas connect to create a cohesive flow through the property, whilst the kitchen comes equipped for immediate use. Windows bring natural light into the main rooms, and the 2002 construction ensures modern building standards for insulation and services.
The property sits within Málaga's historic centre, where narrow streets open onto Plaza de la Constitución and the cathedral district. Calle Larios, the city's main shopping thoroughfare, lies within a three-minute walk, whilst the Picasso Museum occupies a restored palace just 400 metres away. Muelle Uno, the waterfront promenade lined with restaurants and the Centre Pompidou, extends along the port a ten-minute stroll from the front door. Mercado Central de Atarazanas, the city's cast-iron market hall serving fresh produce since 1879, operates six mornings a week five streets south of the apartment.
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Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 1
- Built area
- 68 m²
- Levels
- 1
- Year built
- 2002
- Condition
- Good
- Furniture
- Fully Furnished
- Area
- Málaga Centro
- City
- Málaga
- Postcode
- 29008
- Province
- Málaga
- Coast
- Costa del Sol
Location
Málaga Centro, Málaga
Map shows the approximate Málaga Centro, Málaga area. Exact address provided upon request. This property is in Málaga CentroMálagaCosta del Sol.
Playa de San Andrés
3 mindrive
Club de Golf Málaga Parador
14 mindrive
IGY Málaga Marina
7 mindrive
Hospital Doctor Gálvez
5 mindrive
Málaga
5 mindrive
Málaga Airport (AGP)
27 mindrive
9 questions answered
Buying this apartment in Málaga Centro
Can foreigners buy property in Málaga Centro?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Málaga Centro. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Málaga Centro?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
