For sale · Costa del Sol · Fuengirola
Available1-Bed Apartment in Stella Maris, Fuengirola
Residential complexStella Maris
€450,000
1 bed · 1 bath · 56 m² built
Ref HT5488588Updated daily · Last sync 27 October 2026
About this property
Overview
One-bedroom apartment with beachfront position in Fuengirola, Costa del Sol. This corner apartment sits directly on Paseo Marítimo, with 56 square metres of interior space opening onto a 29-square-metre south-facing terrace that delivers uninterrupted Mediterranean views. The terrace wraps around the corner of the building, providing enough room for a dining table, sun loungers, and morning coffee with the sea stretching out ahead.
Inside, the layout includes a living and dining area, one bedroom, one bathroom, and a separate kitchen. The apartment benefits from natural light throughout the day thanks to its south orientation and corner position, which brings in sun from multiple angles. The property is part-furnished and holds a tourist licence, making it suitable for rental income. The apartment is in good condition and retains its original 1975 build character, with functional fittings and a straightforward floor plan.
Stella Maris sits directly on Fuengirola Beach, with the communal pool visible from the terrace. The building is positioned on the seafront promenade, placing restaurants, cafés, and supermarkets within a two-minute walk. Fuengirola's town centre, with its market and transport links, is 10 minutes on foot heading east along the beachfront. The terrace offers views across the communal pool area and out over the sand to the open water.
Read moreRead less
Features
What this home includes
- Beach view
- Mountain view
- Panoramic view
- Pool view
- Sea view
- Air conditioning
- Fitted kitchen
- Fitted wardrobes
- Fibre internet
- Beachfront
- Beachside
- Near public transport
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 1
- Bathrooms
- 1
- Built area
- 56 m²
- Terrace
- 29 m²
- Pool
- Yes
- Beachfront
- Yes
- Sea view
- Yes
- Orientation
- South
- Complex
- Stella Maris
- City
- Fuengirola
- Province
- Málaga
- Coast
- Costa del Sol
Location
Fuengirola
Residential complexStella MarisMap shows the Stella Maris complex location. Exact unit address provided upon request. This property is in FuengirolaCosta del Sol.
9 questions answered
Buying this apartment in Fuengirola
Can foreigners buy property in Fuengirola?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Fuengirola. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Fuengirola?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
