For sale · Costa del Sol · Málaga
Available1-Bed Apartment for Sale in Málaga Centro, Málaga
€524,000
1 bed · 1 bath · 98 m² built
Ref HT5511910Updated daily · Last sync 23 October 2026
About this property
Overview
One-bedroom apartment in Málaga Centro, Costa del Sol, occupying the first floor of a 2010-built block in the historic quarter. The 98sqm layout centres on a single bedroom with en-suite bathroom and a private uncovered terrace that opens the living space to Málaga's year-round climate without shared-wall noise or communal access routes.
Inside, the apartment delivers a contemporary specification across one double bedroom, one bathroom, and an open-plan reception area that connects to the terrace. The 98sqm build includes fitted wardrobes, tiled flooring throughout, and double-glazed windows that insulate against street sound while preserving natural light. The kitchen is unfurnished, allowing incoming owners to install appliances and cabinetry to their own standard. One allocated parking space is included in the sale, a significant advantage in a pedestrianised zone where vehicle access is restricted and public parking commands premium rates.
The building stands within a two-minute walk of Málaga Cathedral, placing residents at the intersection of Calle Larios, the Teatro Cervantes, and the Picasso Museum district. The Muelle Uno waterfront promenade lies 12 minutes on foot to the south, connecting the historic centre to the port and marina without requiring a car. Mercado Central de Atarazanas operates six days a week, 400 metres west, supplying fresh produce, seafood, and regional groceries. The apartment is sold unfurnished with one parking space included in the title.
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Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 1
- Bathrooms
- 1
- Built area
- 98 m²
- Parking spaces
- 1
- New build
- Yes
- Energy rating
- E
- Area
- Málaga Centro
- City
- Málaga
- Province
- Málaga
- Coast
- Costa del Sol
Location
Málaga Centro, Málaga
Map shows the approximate Málaga Centro, Málaga area. Exact address provided upon request. This property is in Málaga CentroMálagaCosta del Sol.
Playa de San Andrés
3 mindrive
Club de Golf Málaga Parador
14 mindrive
IGY Málaga Marina
7 mindrive
Hospital Doctor Gálvez
5 mindrive
Málaga
5 mindrive
Málaga Airport (AGP)
27 mindrive
9 questions answered
Buying this apartment in Málaga Centro
Can foreigners buy property in Málaga Centro?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Málaga Centro. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Málaga Centro?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
