For sale · Costa del Sol · Estepona
Available2-Bed Apartment in Jardines de Nueva Galera, Estepona
Residential complexJardines de Nueva GaleraGated community
€349,900
2 beds · 2 baths · 143 m² built
Ref HT5510671Updated daily · Last sync 10 October 2026
About this property
Overview
Two-bedroom apartment with private pool in Estepona, Costa del Sol. This ground-floor property offers direct access to its 30-square-metre private terrace, which overlooks the communal swimming pool and gardens. The terrace extends the 143-square-metre interior living space, creating an outdoor room that functions as a second lounge for much of the year.
Inside, the layout dedicates generous proportions to both bedrooms, each served by its own bathroom. The living room connects to the terrace through full-width glass doors, while the separate kitchen includes a dedicated utility room for laundry and storage. One garage space and an additional storage room come with the property. Built in 2006 and maintained in excellent condition, the apartment arrives unfurnished, allowing you to configure the space without working around existing fixtures.
Jardines de Nueva Galera sits in the Buenas Noches area, 350 metres from the beach. The gated complex provides 24-hour security, communal pools, and landscaped gardens. A small shopping area with a supermarket, restaurant, and local shops lies within walking distance, while a larger retail zone containing Mercadona, Aldi, a pharmacy, and petrol stations sits nearby. Estepona's town centre is a 10-minute drive along the coast road.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Ground floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 143 m²
- Terrace
- 30 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Complex
- Jardines de Nueva Galera
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexJardines de Nueva GaleraMap shows the Jardines de Nueva Galera complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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