New development · Costa del Sol · Estepona

Zenith Estepona

€498,000 to €559,000

2 to 3 beds · 89 to 113 m² built · Est. completion 2027-12-01

Ref HT4993729

Updated daily · Last sync 2026-06-14T21:50:30.172654+00:00

About this property

Overview

Zenith Estepona is a new development of 2 to 3-bedroom ground floor apartments for sale in Estepona, Costa del Sol, priced from €498,000 to €559,000. This is a compact scheme of 40 homes in a gated complex, positioned in central Estepona rather than the beachfront zones that typically command higher entry prices. Each apartment includes an allocated garage space and storage room within the purchase price, a practical consideration given that street parking in Estepona's town centre can be challenging during peak summer months.

Built sizes range from 89 to 113 m² across the two and three-bedroom configurations, with each unit featuring two bathrooms regardless of bedroom count. All ground floor apartments incorporate private terraces that extend the internal living space, though exact terrace dimensions are not specified in the developer's materials. The gated complex includes a communal swimming pool, landscaped garden areas, and a residents' gym. The developer describes the design as prioritising continuity between indoor and outdoor spaces, which in practice means terrace access from the main living areas. Storage rooms are located separately within the building, typically in the basement or ground floor service areas.

Estepona has shifted from a secondary Costa del Sol town to a year-round residential hub over the past decade, driven partly by Marbella's price inflation pushing buyers westward. The renovated port area sits roughly 1.5 kilometres from the town centre, a 15-minute walk or five-minute drive depending on traffic. This development's central location places it within walking distance of Estepona's old town, the weekly street market, and the Estepona Hospital, which serves as the main medical facility for the western Costa del Sol. Buyers here tend to be a mix of Northern European retirees seeking full-time residence, Spanish families from inland Andalusia, and some investors targeting the long-term rental market. The town lacks the international school density of Marbella or Sotogrande, so families with school-age children typically factor in a daily commute to nearby areas.

This is a new build project currently under construction, with completion anticipated within the standard 18 to 24-month timeframe for developments of this scale, though buyers should verify the exact delivery date with the developer before committing. The typical Spanish off-plan payment structure applies: a reservation deposit to secure a unit, followed by stage payments tied to construction milestones, with the balance due on completion when keys are handed over. All payment amounts and schedules must be confirmed directly with the developer, as these can vary between units and purchase timing. Buyers should instruct an independent Spanish property lawyer before signing any contracts. Ground floor apartments in gated complexes generally incur higher community fees than upper-floor units due to the additional garden maintenance costs, so request a projected annual community charge estimate during the purchase process.

Features

What this home includes

  • Pool
  • Private garden
  • Parking
  • Beachside
  • South facing

Property details

Specifications

Reference
HT4993729
Property type
Ground Floor Apartment
Bedrooms
2 to 3
Bathrooms
2
Built area
89 m² to 113 m²
Terrace
22 m² to 134 m²
Plot size
66 m²
Price range
€498,000 to €559,000
Completion
2027-12-01
Pool
Yes
Garden
Yes
Garage
Yes
Beach side
Yes
South facing
Yes
City
Estepona
Coast
Costa del Sol

What's Nearby

La Rada
3 mindrive
Supercor
3 mindrive
ALDI
6 minwalk
Mercadona
9 minwalk
Farmacia Usero
7 minwalk
Carrefour
4 mindrive
4 restaurants & bars
within 12 minwalk
Málaga Airport (AGP)
68 mindrive
Gibraltar Airport (GIB)
43 mindrive
Beachside, south of the coastal road (A-7), close to the Mediterranean.

Location

Estepona

Location shown is the development site. This development is in EsteponaCosta del Sol.

Zenith Estepona sits on the sea side of the AP-7, putting you between the motorway and the Mediterranean. This location works well for people who want quick access to the coast without living right on a busy road. Gibraltar Airport is 43 minutes away by car, making it convenient for regular travel. You can walk to ALDI supermarket in 6 minutes for daily shopping. This setup suits families and holiday buyers who value both beach access and practical convenience.

18 questions answered

Zenith Estepona: Frequently Asked Questions

The price range of €498,000 to €559,000 at Zenith Estepona covers the apartment itself, your private garage, and access to either a private or communal pool depending on your unit. Ground floor apartments at Zenith Estepona also include a private garden, which is a significant advantage for direct outdoor access and potential for personalisation.

Zenith Estepona is a beach-side development in Estepona on the Costa del Sol, meaning you're steps away from the Mediterranean with direct beach access. The location puts you in one of the coast's most established towns, with local restaurants, shops, and services within easy reach, while still maintaining a quieter residential feel compared to busier resort areas.

Zenith Estepona offers 2 and 3 bedroom ground floor apartments ranging from 89 m² to 113 m² in built size. The 2 bedroom units start at €498,000, while the larger 3 bedroom options go up to €559,000, giving you flexibility depending on your space needs and budget.

All apartments at Zenith Estepona benefit from south-facing orientation, which means maximum natural light and warmth throughout the day, lower heating costs in winter, and excellent conditions for your private garden. This orientation is particularly valuable on the Costa del Sol, where you'll enjoy sunshine year-round while minimising glare and heat in summer.

Zenith Estepona is expected to be completed in December 2027, giving you a clear timeline for when you can take possession of your ground floor apartment. This completion date allows time for quality construction while keeping the project on a realistic schedule for delivery.

Buying off-plan in Estepona means reserving a property before or during construction. You pay a reservation deposit (typically €6,000 to €12,000), then sign a private purchase contract within 30 days and pay a further 10 to 20% of the purchase price. Staged payments follow the construction milestones. The final 60 to 70% is paid at notary completion when the keys are handed over.

Under Spanish law (Law 57/1968 and its 2015 successor), all off-plan deposits must be covered by a bank guarantee or insurance policy. Your lawyer must verify this before you pay any money. If the developer fails to deliver, you can claim 100% of your deposit plus 6% annual interest. Never transfer funds without a confirmed guarantee in your name.

Spanish law mandates three tiers: a 10-year structural guarantee (Seguro Decenal) for serious structural defects, a 3-year guarantee for habitability issues (waterproofing, insulation, installations), and a 1-year guarantee on finishes and fixtures. These run from the date the licence of first occupation (licencia de primera ocupación) is issued.

New-build purchases are subject to 10% IVA (VAT) on the purchase price, plus 1.2% AJD (stamp duty) in Andalucía. Parking spaces or storage sold separately may attract 21% IVA. Add notary, land registry and legal fees (1 to 2%), budget 12 to 15% on top of the purchase price in total acquisition costs.

Most developers allow personalisation during the early construction phase, choices of floor tiles, kitchen units, bathroom fixtures, paint colours and sometimes layout tweaks. The window for changes is typically 3 to 6 months after signing the contract. Structural changes are rarely possible once work has started. Your sales representative will provide a customisation deadline and specification sheet.

Typical build time in coastal Spain is 18 to 30 months from licence grant to completion. Delays of 3 to 6 months are common due to weather, supply-chain or permit issues. Your contract should specify a longstop completion date and the compensation you are owed for any overrun. Always check whether the building licence has already been granted before reserving.

Key due-diligence points: (1) confirm the building licence is granted, not just applied for; (2) verify all deposits are bank-guaranteed in your name; (3) check the developer's track record and financial standing; (4) review the specification sheet and what is included in the price; (5) confirm the estimated completion date and longstop clause; (6) have an independent Spanish lawyer review the contract before you sign anything.

Yes, both are required before the final notary signing. You can reserve with a passport, but your Spanish NIE (foreigner tax number) is needed for the private purchase contract and your Spanish bank account for the staged transfers. Your lawyer can obtain your NIE with a power of attorney in 2 to 4 weeks. Open the bank account on your first trip to Spain or remotely via certain Spanish banks.

Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.

Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.

Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.

Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.

In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.

Market context

How it sits in the market

Live €/m² comparisons from current inventory of similar ground floor apartments in the same city.

This Ground floor apartment

€5,596 / m²

€5,596 × 89 m² = €498,000 asking · entry unit

Comparable averages

  • Apartments & penthouses in Estepona

    42 active listings

    €6,301 / m²11% below market

Similar projects

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Zenith Estepona

Estepona · From €498,000 · 2 to 3 beds · Completing Q4 2027

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