New development · Costa del Sol · Estepona

PALM LUXURY GARDENS

€785,000 to €955,000

3 to 4 beds · 123 to 146 m² built · Est. completion 2027-10-31

Ref HT5227414

Updated daily · Last sync 2026-06-14T21:50:31.574541+00:00

About this property

Overview

PALM LUXURY GARDENS is a new development of 3 to 4-bedroom semi-detached houses for sale in Estepona, Costa del Sol, priced from €785,000 to €955,000. The project comprises 33 homes split between 17 three-bedroom townhouses and 16 four-bedroom semi-detached houses, a relatively compact scheme that allows for shared amenities without the density of larger complexes. This scale means fewer neighbours and more privacy than typical Costa del Sol developments, while still delivering communal facilities that would be uneconomical in smaller projects. The price point positions these homes above Estepona's average new build market, reflecting the specification and the inclusion of both private and shared pools.

Built sizes range from 123 to 146 m² across the two property types. Each home includes two to three bathrooms depending on the bedroom count, with layouts designed around open-plan ground floors that connect kitchen, dining, and living areas. All units come with private pools, and residents also have access to a heated communal pool, a gym, and landscaped gardens maintained as part of the community. The supplier description emphasises fluid living spaces and adaptable floor plans, suggesting rooms that can function as home offices or guest accommodation. Three-bedroom townhouses suit smaller households or buyers prioritising lower running costs, while the four-bedroom semi-detached houses offer additional space for families or those who entertain regularly.

Estepona has become one of the Costa del Sol's most active markets for northern European buyers, particularly families and retirees who want coastal access without Marbella's price premium. The town centre, with its renovated old quarter and weekly market, is approximately 4 kilometres from most new developments on Estepona's outskirts, a six to eight-minute drive depending on traffic. Málaga airport is 75 kilometres east, roughly an hour by car on the AP-7 toll road. Buyers here tend to be split between permanent residents, often relocating from the UK or Scandinavia, and second-home owners who rent their properties during peak summer months. Estepona's expansion has been rapid, and many new developments sit inland from the beachfront, which means checking exact positioning relative to the coast and main roads is essential before committing.

This development appears to be either in the final construction phase or recently completed, though buyers should confirm the exact handover schedule with the developer. Standard Spanish new build transactions involve a reservation deposit to secure a unit, followed by stage payments tied to construction milestones if purchasing off-plan, with the balance due on completion when keys are handed over. All payment terms and schedules must be verified directly with the seller. Independent legal representation is strongly recommended to review contracts, confirm planning permissions, and ensure all community fees and obligations are transparent before exchange. The combination of private and communal pools will result in dual maintenance obligations, so clarify annual community charges early in the process.

Features

What this home includes

  • Pool
  • Private garden
  • Parking
  • Sea view
  • Beachside

Property details

Specifications

Reference
HT5227414
Property type
Semi-Detached House
Bedrooms
3 to 4
Bathrooms
2 to 3
Built area
123 m² to 146 m²
Terrace
56 m² to 79 m²
Plot size
156 m² to 311 m²
Price range
€785,000 to €955,000
Completion
2027-10-31
Pool
Yes
Garden
Yes
Garage
Yes
Beach side
Yes
Sea view
Yes
City
Estepona
Coast
Costa del Sol

What's Nearby

Playa de Guadalmansa
22 minwalk
Club de Golf El Coto de la Serena
3 mindrive
Puerto Estepona
14 mindrive
The International School of Estepona
15 mindrive
Colegio Público Cancelada
8 mindrive
ALDI
7 mindrive
Mercadona
10 mindrive
Lidl
10 mindrive
Hospital Hospiten de Estepona
6 mindrive
Farmacia Cespedosa
14 minwalk
Mustang
14 mindrive
San Pedro Alcántara
16 mindrive
176 restaurants & bars
within 10 mindrive
Málaga Airport (AGP)
69 mindrive
Gibraltar Airport (GIB)
52 mindrive
Beachside, south of the coastal road (A-7), close to the Mediterranean.

Location

Estepona

Location shown is the development site. This development is in EsteponaCosta del Sol.

PALM LUXURY GARDENS sits on the sea side of the AP-7 in Estepona, just 1.8 kilometers from the town center and a short 22-minute walk to Playa de Guadalmansa. Gibraltar Airport is 52 minutes away by car, making it accessible for international travel. The location puts you near Club de Golf El Coto de la Serena in just 3 minutes, while Puerto Estepona marina is 14 minutes away for water activities and dining. Families will find Colegio Público Cancelada within 8 minutes and The International School of Estepona at 15 minutes. This location suits buyers who want beach proximity with easy access to golf, schools, and town amenities.

18 questions answered

PALM LUXURY GARDENS: Frequently Asked Questions

The price range of €785,000 to €955,000 at PALM LUXURY GARDENS includes the semi-detached house itself, a private garden, private garage, and access to either a private or communal pool depending on your unit. All properties come fully finished and ready to move into upon completion in October 2027.

PALM LUXURY GARDENS is located in Estepona on the Costa del Sol with a beach-side position, meaning you're right next to the shoreline. This gives residents direct access to the beach and the ability to enjoy sea views from their homes, which is a major selling point of this development.

PALM LUXURY GARDENS offers semi-detached houses ranging from 3 to 4 bedrooms with built sizes between 123 and 146 square metres. This gives you flexibility to choose a layout that suits your needs, whether you're looking for a three-bedroom family home or a larger four-bedroom property.

Yes, PALM LUXURY GARDENS is positioned to offer sea views across the development thanks to its beach-side location in Estepona. The combination of the coastal setting and the design of the semi-detached houses means residents can enjoy views of the Mediterranean from their properties.

PALM LUXURY GARDENS is expected to be completed in October 2027, giving you a clear timeline for when you can take possession of your new home. This allows time for quality construction while keeping the delivery date within a reasonable timeframe.

Buying off-plan in Estepona means reserving a property before or during construction. You pay a reservation deposit (typically €6,000 to €12,000), then sign a private purchase contract within 30 days and pay a further 10 to 20% of the purchase price. Staged payments follow the construction milestones. The final 60 to 70% is paid at notary completion when the keys are handed over.

Under Spanish law (Law 57/1968 and its 2015 successor), all off-plan deposits must be covered by a bank guarantee or insurance policy. Your lawyer must verify this before you pay any money. If the developer fails to deliver, you can claim 100% of your deposit plus 6% annual interest. Never transfer funds without a confirmed guarantee in your name.

Spanish law mandates three tiers: a 10-year structural guarantee (Seguro Decenal) for serious structural defects, a 3-year guarantee for habitability issues (waterproofing, insulation, installations), and a 1-year guarantee on finishes and fixtures. These run from the date the licence of first occupation (licencia de primera ocupación) is issued.

New-build purchases are subject to 10% IVA (VAT) on the purchase price, plus 1.2% AJD (stamp duty) in Andalucía. Parking spaces or storage sold separately may attract 21% IVA. Add notary, land registry and legal fees (1 to 2%), budget 12 to 15% on top of the purchase price in total acquisition costs.

Most developers allow personalisation during the early construction phase, choices of floor tiles, kitchen units, bathroom fixtures, paint colours and sometimes layout tweaks. The window for changes is typically 3 to 6 months after signing the contract. Structural changes are rarely possible once work has started. Your sales representative will provide a customisation deadline and specification sheet.

Typical build time in coastal Spain is 18 to 30 months from licence grant to completion. Delays of 3 to 6 months are common due to weather, supply-chain or permit issues. Your contract should specify a longstop completion date and the compensation you are owed for any overrun. Always check whether the building licence has already been granted before reserving.

Key due-diligence points: (1) confirm the building licence is granted, not just applied for; (2) verify all deposits are bank-guaranteed in your name; (3) check the developer's track record and financial standing; (4) review the specification sheet and what is included in the price; (5) confirm the estimated completion date and longstop clause; (6) have an independent Spanish lawyer review the contract before you sign anything.

Yes, both are required before the final notary signing. You can reserve with a passport, but your Spanish NIE (foreigner tax number) is needed for the private purchase contract and your Spanish bank account for the staged transfers. Your lawyer can obtain your NIE with a power of attorney in 2 to 4 weeks. Open the bank account on your first trip to Spain or remotely via certain Spanish banks.

Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.

Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.

Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.

Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.

In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.

Market context

How it sits in the market

Live €/m² comparisons from current inventory of similar semi-detached houses in the same city.

This Semi-detached house

€6,382 / m²

€6,382 × 123 m² = €785,000 asking · entry unit

Comparable averages

  • New developments in Estepona

    63 active listings

    €6,126 / m²4% above market

Similar projects

More developments in Estepona

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PALM LUXURY GARDENS

Estepona · From €785,000 · 3 to 4 beds · Completing Q4 2027

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