New development · Costa del Sol · Estepona

Natura Estepona

€525,000 to €720,000

3 beds · 91 to 107 m² built · Est. completion 2026-10-01

Ref HT4913860

Updated daily · Last sync 2026-06-14T21:50:29.88236+00:00

About this property

Overview

Natura Estepona is a new development of 3-bedroom ground floor apartments for sale in Estepona, Costa del Sol, priced from €525,000 to €720,000. The project consists of three low-rise blocks, each three storeys high, with ground floor units offering private gardens alongside their terraces. This configuration appeals to buyers seeking direct outdoor access without the maintenance responsibilities of a villa, a format that has gained traction along this stretch of coast as plot prices have risen. The development includes both 2-bedroom and 3-bedroom layouts, though the ground floor units available through this listing are exclusively 3-bedroom configurations. Sea views are confirmed across the development, though the extent and quality will vary by unit and orientation.

Built areas for the 3-bedroom ground floor apartments range from 91 to 107 m², with two bathrooms per unit. Each ground floor apartment includes a private garden in addition to its terrace, providing usable outdoor space that extends the internal living area. Communal facilities include a swimming pool, landscaped grounds, a gym, a coworking space, and a chill-out area. Underground parking and storage rooms are available, though allocation to individual units has not been confirmed in the supplied data. The design emphasises large windows to maximise natural light and sea views, with interiors finished to a specification that the developer describes as top quality materials, though buyers should request detailed specifications for flooring, kitchen fittings, and bathroom fixtures during the reservation process.

Estepona has shifted from a secondary market town to a primary destination over the past decade, driven by its lower price point relative to Marbella and sustained investment in its historic centre and beachfront promenade. Puerto Banús marina is 10 minutes by car, Marbella town 20 minutes, and Estepona's own centre 5 minutes, positioning the development within reach of three distinct social and commercial hubs. Buyers here tend to be Northern European second-home owners and retirees seeking year-round residence, with a smaller proportion of Spanish nationals from Madrid and the Basque Country. The surrounding area includes several established golf courses, and the restaurant offering has improved considerably as the population has grown. Estepona's appeal lies partly in its scale, it remains walkable and less congested than Marbella, though this also means fewer high-end retail options and a quieter off-season.

This is an off-plan development, and construction timelines should be confirmed directly with the developer before committing funds. The standard Spanish payment structure applies: a reservation deposit secures the unit, followed by stage payments tied to construction milestones, with the balance due on completion and key handover. All amounts and payment schedules must be verified in the purchase contract. Independent legal representation is strongly recommended, particularly for buyers unfamiliar with Spanish property law and off-plan purchase protections. Ground floor apartments with gardens typically command a premium over mid-floor units in the same development, and resale liquidity for this format has historically been strong in Estepona's market.

Features

What this home includes

  • Pool
  • Private garden
  • Parking
  • Sea view
  • Beachside

Property details

Specifications

Reference
HT4913860
Property type
Ground Floor Apartment
Bedrooms
3
Bathrooms
2
Built area
91 m² to 107 m²
Terrace
91 m² to 109 m²
Plot size
81 m²
Price range
€525,000 to €720,000
Completion
2026-10-01
Pool
Yes
Garden
Yes
Garage
Yes
Beach side
Yes
Sea view
Yes
City
Estepona
Coast
Costa del Sol

What's Nearby

Play Costa Natura (Nudist)
5 minwalk
Azata Golf
8 mindrive
Puerto Deportivo
5 mindrive
Colegio Diocesano Juan XXIII
2 mindrive
Mercadona
2 minwalk
ALDI
3 minwalk
Carrefour
5 mindrive
Hospital de Alta Resolución de Estepona
4 mindrive
Farmacia Estepona
2 minwalk
Carrefour
10 mindrive
Estepona
10 mindrive
4 restaurants & bars
within 12 minwalk
Málaga Airport (AGP)
71 mindrive
Gibraltar Airport (GIB)
44 mindrive
Beachside, south of the coastal road (A-7), close to the Mediterranean.

Location

Estepona

Location shown is the development site. This development is in EsteponaCosta del Sol.

Natura Estepona sits on the sea side of the AP-7, just 380 metres from Playa Costa Natura. It's a 5 minute walk to the beach or 2 minutes by car. Gibraltar Airport is 44 minutes away by road. The development is close to everyday essentials like Mercadona supermarket, 2 minutes on foot, and has good access to Azata Golf, 8 minutes by car. The town centre of Estepona and Puerto Deportivo marina are both within 10 minutes by car. This location works well for families wanting beach access, golfers, and anyone seeking a relaxed Costa del Sol lifestyle with easy connections to Gibraltar.

18 questions answered

Natura Estepona: Frequently Asked Questions

Natura Estepona ground floor apartments range from €525,000 to €720,000, depending on the specific unit and its features. The variation in price reflects differences in size, garden space, and whether you choose a private or communal pool option. All units come with a private garage included in the price.

Natura Estepona is located right on the beachfront in Estepona, Costa del Sol, giving you direct access to the sand and sea. This beach-side location means you can enjoy sea views from your apartment and have the beach just steps away from your home.

The 3-bedroom ground floor apartments at Natura Estepona range from 91 to 107 square metres in built size. This layout provides comfortable living space for families or those wanting extra room, with each unit featuring its own private garden.

Each ground floor apartment at Natura Estepona includes a private garden and private garage as standard. You can also choose between a private pool or access to a communal pool, depending on your preference and the specific unit you select.

Natura Estepona is expected to be completed in October 2026, giving you a clear timeline for when you can move into your new beach-front home. This allows time for quality construction while keeping the project on a realistic delivery schedule.

Buying off-plan in Estepona means reserving a property before or during construction. You pay a reservation deposit (typically €6,000 to €12,000), then sign a private purchase contract within 30 days and pay a further 10 to 20% of the purchase price. Staged payments follow the construction milestones. The final 60 to 70% is paid at notary completion when the keys are handed over.

Under Spanish law (Law 57/1968 and its 2015 successor), all off-plan deposits must be covered by a bank guarantee or insurance policy. Your lawyer must verify this before you pay any money. If the developer fails to deliver, you can claim 100% of your deposit plus 6% annual interest. Never transfer funds without a confirmed guarantee in your name.

Spanish law mandates three tiers: a 10-year structural guarantee (Seguro Decenal) for serious structural defects, a 3-year guarantee for habitability issues (waterproofing, insulation, installations), and a 1-year guarantee on finishes and fixtures. These run from the date the licence of first occupation (licencia de primera ocupación) is issued.

New-build purchases are subject to 10% IVA (VAT) on the purchase price, plus 1.2% AJD (stamp duty) in Andalucía. Parking spaces or storage sold separately may attract 21% IVA. Add notary, land registry and legal fees (1 to 2%), budget 12 to 15% on top of the purchase price in total acquisition costs.

Most developers allow personalisation during the early construction phase, choices of floor tiles, kitchen units, bathroom fixtures, paint colours and sometimes layout tweaks. The window for changes is typically 3 to 6 months after signing the contract. Structural changes are rarely possible once work has started. Your sales representative will provide a customisation deadline and specification sheet.

Typical build time in coastal Spain is 18 to 30 months from licence grant to completion. Delays of 3 to 6 months are common due to weather, supply-chain or permit issues. Your contract should specify a longstop completion date and the compensation you are owed for any overrun. Always check whether the building licence has already been granted before reserving.

Key due-diligence points: (1) confirm the building licence is granted, not just applied for; (2) verify all deposits are bank-guaranteed in your name; (3) check the developer's track record and financial standing; (4) review the specification sheet and what is included in the price; (5) confirm the estimated completion date and longstop clause; (6) have an independent Spanish lawyer review the contract before you sign anything.

Yes, both are required before the final notary signing. You can reserve with a passport, but your Spanish NIE (foreigner tax number) is needed for the private purchase contract and your Spanish bank account for the staged transfers. Your lawyer can obtain your NIE with a power of attorney in 2 to 4 weeks. Open the bank account on your first trip to Spain or remotely via certain Spanish banks.

Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.

Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.

Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.

Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.

In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.

Market context

How it sits in the market

Live €/m² comparisons from current inventory of similar ground floor apartments in the same city.

This Ground floor apartment

€5,769 / m²

€5,769 × 91 m² = €525,000 asking · entry unit

Comparable averages

  • Apartments & penthouses in Estepona

    42 active listings

    €6,297 / m²8% below market

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Natura Estepona

Estepona · From €525,000 · 3 bed · Completing Q4 2026

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