New development · Costa del Sol · Estepona

Bayside Homes

From €739,000

3 beds · 109 m² built · Est. completion 2026-05-31

Ref HT4648951

Updated daily · Last sync 2026-06-14T21:50:28.988116+00:00

About this property

Overview

Bayside Homes is a new development of 3-bedroom top floor apartments for sale in Estepona, Costa del Sol, priced at €739,000. The project comprises just 41 homes across two low-rise buildings in Estepona West, a district that has seen considerable residential expansion over the past five years. Its position within walking distance of Arroyo Vaquero beach distinguishes it from the majority of new construction in this price bracket, which tends to sit further inland or require a car journey to reach the coast. The development is gated, with completion scheduled for early 2026.

Each apartment measures 109 m² of built space and includes three bedrooms and two bathrooms. Top floor positioning means these units benefit from increased natural light and reduced noise from neighbouring properties. Interiors feature porcelain flooring throughout, large-format windows, quartz worktops in the kitchen, and integrated appliances. Communal facilities include landscaped gardens, a swimming pool, a gym, and a multi-purpose room. The supplier description references sustainability measures in the design, though specific certifications or energy ratings have not been confirmed. Parking arranoptionents are not detailed in the available data, so prospective buyers should verify garage or space allocation directly with the developer.

Estepona West has developed rapidly since 2018, driven by families and retirees seeking lower per-square-metre costs than Estepona's historic centre or the Golden Mile corridor. Arroyo Vaquero beach is accessible on foot in approximately 12 minutes. The surrounding Arroyo Enmedio district includes primary and secondary schools, a public hospital, supermarkets, and sports facilities, all within a 10-minute drive. Two golf courses adjoin the development, and a further 28 courses lie within 20 km, making this area particularly attractive to golf-focused buyers. Road access to the AP-7 motorway is straightforward, with Marbella 25 minutes east and Gibraltar airport 45 minutes west. The trade-off for this accessibility and beach proximity is density: Estepona West is noticeably more built-up than it was a decade ago, and further construction is planned on adjacent plots.

Construction began in the fourth quarter of 2025, with handover anticipated in the first quarter of 2026. This is an off-plan purchase with a short build timeline. Standard Spanish new build payment structures typically require a reservation deposit, followed by stage payments during construction, and a final balance on completion and key handover. All amounts and schedules must be confirmed in writing with the developer. Independent legal representation is strongly recommended to review contracts, verify planning permissions, and ensure bank guarantees are in place. Buyers should also clarify whether the quoted price includes VAT or IVA, which for new residential property in Spain is currently 10 per cent.

Features

What this home includes

  • Pool
  • Private garden
  • Parking
  • Sea view
  • Beachside

Property details

Specifications

Reference
HT4648951
Property type
Top Floor Apartment
Developer
ARROYO ENMEDIO
Bedrooms
3
Bathrooms
2
Built area
109 m²
Terrace
40 m²
Price range
€739,000
Completion
2026-05-31
Pool
Yes
Garden
Yes
Garage
Yes
Beach side
Yes
Sea view
Yes
City
Estepona
Coast
Costa del Sol

What's Nearby

Play Costa Natura (Nudist)
8 minwalk
Mercadona
3 minwalk
Carrefour
6 mindrive
Supercor
6 mindrive
Farmacia Estepona
5 minwalk
Carrefour
11 mindrive
3 restaurants & bars
within 12 minwalk
Málaga Airport (AGP)
72 mindrive
Gibraltar Airport (GIB)
43 mindrive
Beachside, south of the coastal road (A-7), close to the Mediterranean.

Location

Estepona

Location shown is the development site. This development is in EsteponaCosta del Sol.

Bayside Homes sits on the sea side of the AP-7, putting you between the motorway and the Mediterranean in Estepona. You are steps from the beach and within easy reach of daily essentials. Mercadona supermarket is just a 3 minute walk away. Gibraltar Airport is 43 minutes by car, making it practical for regular travel. This location works well for families who want beach access without the noise of the motorway, and for anyone looking for a straightforward coastal lifestyle.

18 questions answered

Bayside Homes: Frequently Asked Questions

The starting price of €739,000 for Bayside Homes includes the 3-bedroom apartment with 109 m² of built space, a private garage, and access to either a private or communal pool depending on your unit. All units at Bayside Homes come with these core features as standard, though specific finishes and exact layout may vary by apartment.

Bayside Homes is positioned right on the beachfront in Estepona, Costa del Sol, giving residents direct access to the beach and the Mediterranean Sea. The location puts you within walking distance of Estepona's town centre, restaurants, and amenities while maintaining a waterfront lifestyle.

Yes, Bayside Homes features sea views as a key selling point of the development. As a top floor apartment in a beachside location, your unit will have views across the Mediterranean, and the private garden space allows you to enjoy these views from your own outdoor area.

Each apartment at Bayside Homes includes a private garden where you can enjoy the sea views and Mediterranean climate. Additionally, you have access to either a private pool or communal pool facility depending on your specific unit, plus your own private garage for parking.

Bayside Homes is expected to be completed in May 2026, giving you a clear timeline for when you can take possession of your apartment. The developer ARROYO ENMEDIO has set this completion date for the entire beachside development in Estepona.

Buying off-plan in Estepona means reserving a property before or during construction. You pay a reservation deposit (typically €6,000 to €12,000), then sign a private purchase contract within 30 days and pay a further 10 to 20% of the purchase price. Staged payments follow the construction milestones. The final 60 to 70% is paid at notary completion when the keys are handed over.

Under Spanish law (Law 57/1968 and its 2015 successor), all off-plan deposits must be covered by a bank guarantee or insurance policy. Your lawyer must verify this before you pay any money. If the developer fails to deliver, you can claim 100% of your deposit plus 6% annual interest. Never transfer funds without a confirmed guarantee in your name.

Spanish law mandates three tiers: a 10-year structural guarantee (Seguro Decenal) for serious structural defects, a 3-year guarantee for habitability issues (waterproofing, insulation, installations), and a 1-year guarantee on finishes and fixtures. These run from the date the licence of first occupation (licencia de primera ocupación) is issued.

New-build purchases are subject to 10% IVA (VAT) on the purchase price, plus 1.2% AJD (stamp duty) in Andalucía. Parking spaces or storage sold separately may attract 21% IVA. Add notary, land registry and legal fees (1 to 2%), budget 12 to 15% on top of the purchase price in total acquisition costs.

Most developers allow personalisation during the early construction phase, choices of floor tiles, kitchen units, bathroom fixtures, paint colours and sometimes layout tweaks. The window for changes is typically 3 to 6 months after signing the contract. Structural changes are rarely possible once work has started. Your sales representative will provide a customisation deadline and specification sheet.

Typical build time in coastal Spain is 18 to 30 months from licence grant to completion. Delays of 3 to 6 months are common due to weather, supply-chain or permit issues. Your contract should specify a longstop completion date and the compensation you are owed for any overrun. Always check whether the building licence has already been granted before reserving.

Key due-diligence points: (1) confirm the building licence is granted, not just applied for; (2) verify all deposits are bank-guaranteed in your name; (3) check the developer's track record and financial standing; (4) review the specification sheet and what is included in the price; (5) confirm the estimated completion date and longstop clause; (6) have an independent Spanish lawyer review the contract before you sign anything.

Yes, both are required before the final notary signing. You can reserve with a passport, but your Spanish NIE (foreigner tax number) is needed for the private purchase contract and your Spanish bank account for the staged transfers. Your lawyer can obtain your NIE with a power of attorney in 2 to 4 weeks. Open the bank account on your first trip to Spain or remotely via certain Spanish banks.

Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.

Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.

Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.

Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.

In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.

Market context

How it sits in the market

Live €/m² comparisons from current inventory of similar top floor apartments in the same city.

This Top floor apartment

€6,780 / m²

€6,780 × 109 m² = €739,000 asking · entry unit

Comparable averages

  • Apartments & penthouses in Estepona

    42 active listings

    €6,273 / m²8% above market

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Bayside Homes

Estepona · From €739,000 · 3 bed · Completing Q2 2026

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