New development · Costa del Sol · Estepona

Anna De Estepona - Apartments

€420,000 to €865,000

2 to 3 beds · 96 to 155 m² built · Est. completion 2027-12-31

Ref HT5179282

Updated daily · Last sync 2026-06-14T21:50:31.288317+00:00

About this property

Overview

Anna De Estepona - Apartments is a new development of 2 to 3-bedroom middle floor apartments for sale in Estepona, Costa del Sol, priced from €420,000 to €865,000. This is one of the larger residential schemes to launch in central Estepona recently, comprising 87 homes across apartments and townhouses, all south-facing to capture natural light and coastal breezes. The project sits within walking distance of the Municipal Athletics Stadium and the Felipe VI Theatre, positioning it firmly within Estepona's established residential fabric rather than along the beachfront strip where prices typically start considerably higher.

Built sizes range from 96 to 155 m², with all apartments offering two bathrooms and generous terraces designed for year-round outdoor use. The development includes a saline-chlorinated communal pool, a private gym, and storage rooms, all within a gated community. Underground parking is mentioned in the supplier materials but not confirmed in the final specification, so buyers should verify availability and whether spaces are included in the quoted prices or sold separately. The architectural approach emphasises open-plan layouts and floor-to-ceiling glazing, reflecting the soft tones and horizontal lines of the Mediterranean landscape.

Estepona's town centre is a five-minute drive, with the marina and its concentration of restaurants and tapas bars equally accessible. The area around the Felipe VI Theatre has developed into a practical residential zone over the past decade, attracting Spanish families and Northern European buyers who prioritise walkable access to supermarkets, schools, and public transport over immediate beach proximity. The beach itself is roughly 1.8 kilometres away, a short drive or a 20-minute walk. This is not a seafront development, and buyers should expect a more suburban rhythm, though the town's gastronomic quarter and weekly market remain within easy reach. Direct access to the A-7 coastal road makes Marbella a 25-minute drive and Málaga airport approximately 50 minutes.

Construction is scheduled to begin in the fourth quarter of 2025, with completion anticipated by the fourth quarter of 2027. This is an off-plan purchase with a two-year build timeline. Spanish new build transactions typically require a reservation deposit to secure a unit, followed by stage payments linked to construction milestones, with the balance due on completion and key handover. All payment schedules and amounts must be confirmed directly with the developer. Independent legal representation is strongly recommended to review contracts, verify planning permissions, and ensure bank guarantees are in place. Estepona's town hall has been relatively efficient with building licences in recent years, though buyers should confirm that all permits are finalised before committing funds.

Features

What this home includes

  • Pool
  • Private garden
  • Parking
  • Sea view
  • Beachside

Property details

Specifications

Reference
HT5179282
Property type
Middle Floor Apartment
Bedrooms
2 to 3
Bathrooms
2
Built area
96 m² to 155 m²
Terrace
13 m² to 161 m²
Price range
€420,000 to €865,000
Completion
2027-12-31
Pool
Yes
Garden
Yes
Garage
Yes
Beach side
Yes
Sea view
Yes
City
Estepona
Coast
Costa del Sol

What's Nearby

La Rada
21 minwalk
Azata Golf
12 mindrive
Puerto Estepona
3 mindrive
Colegio Público Santo Tomás de Aquino
3 mindrive
Supercor
3 mindrive
ALDI
6 minwalk
Mercadona
8 minwalk
Hospital de Alta Resolución de Estepona
10 mindrive
Farmacia Aragón
9 minwalk
Carrefour
5 mindrive
Estepona
5 mindrive
4 restaurants & bars
within 12 minwalk
Málaga Airport (AGP)
68 mindrive
Gibraltar Airport (GIB)
43 mindrive
Beachside, south of the coastal road (A-7), close to the Mediterranean.

Location

Estepona

Location shown is the development site. This development is in EsteponaCosta del Sol.

Anna De Estepona sits on the sea side of the AP-7, between the motorway and the Mediterranean. La Rada beach is a 21 minute walk away. Estepona town centre is just 5 minutes by car, with shops like ALDI within a 6 minute walk. Gibraltar Airport is 43 minutes away by car. The development suits families, with Colegio Público Santo Tomás de Aquino just 3 minutes away, and golfers keen on Azata Golf at 12 minutes drive.

18 questions answered

Anna De Estepona - Apartments: Frequently Asked Questions

Anna De Estepona apartments range from €420,000 to €865,000 depending on the size and configuration you choose. The price includes your apartment unit, a private garage space, and access to either a private or communal pool depending on your specific apartment type. All units come with either a private garden or terrace as part of the package.

Anna De Estepona is located right on the beachfront in Estepona, Costa del Sol, so you're steps away from the sand and sea. Many of the apartments feature sea views, which is one of the main selling points of this beach-side location. You'll have direct access to the beach lifestyle while still being in a well-established coastal town.

Anna De Estepona offers 2 and 3-bedroom apartments with built sizes ranging from 96 m² up to 155 m². The 2-bedroom units are at the smaller end of that range, while the 3-bedroom apartments give you more space and typically include additional features like larger gardens or terraces.

Yes, Anna De Estepona includes pool facilities as part of the development. Depending on which apartment you select, you'll have access to either a private pool or a communal pool area. This is included in your purchase price, so there's no additional cost to enjoy the pool amenities.

Anna De Estepona is expected to be completed by the end of 2027. This gives you time to plan your move to the Costa del Sol, and you'll be able to take possession of your apartment once the project reaches completion in late 2027.

Buying off-plan in Estepona means reserving a property before or during construction. You pay a reservation deposit (typically €6,000 to €12,000), then sign a private purchase contract within 30 days and pay a further 10 to 20% of the purchase price. Staged payments follow the construction milestones. The final 60 to 70% is paid at notary completion when the keys are handed over.

Under Spanish law (Law 57/1968 and its 2015 successor), all off-plan deposits must be covered by a bank guarantee or insurance policy. Your lawyer must verify this before you pay any money. If the developer fails to deliver, you can claim 100% of your deposit plus 6% annual interest. Never transfer funds without a confirmed guarantee in your name.

Spanish law mandates three tiers: a 10-year structural guarantee (Seguro Decenal) for serious structural defects, a 3-year guarantee for habitability issues (waterproofing, insulation, installations), and a 1-year guarantee on finishes and fixtures. These run from the date the licence of first occupation (licencia de primera ocupación) is issued.

New-build purchases are subject to 10% IVA (VAT) on the purchase price, plus 1.2% AJD (stamp duty) in Andalucía. Parking spaces or storage sold separately may attract 21% IVA. Add notary, land registry and legal fees (1 to 2%), budget 12 to 15% on top of the purchase price in total acquisition costs.

Most developers allow personalisation during the early construction phase, choices of floor tiles, kitchen units, bathroom fixtures, paint colours and sometimes layout tweaks. The window for changes is typically 3 to 6 months after signing the contract. Structural changes are rarely possible once work has started. Your sales representative will provide a customisation deadline and specification sheet.

Typical build time in coastal Spain is 18 to 30 months from licence grant to completion. Delays of 3 to 6 months are common due to weather, supply-chain or permit issues. Your contract should specify a longstop completion date and the compensation you are owed for any overrun. Always check whether the building licence has already been granted before reserving.

Key due-diligence points: (1) confirm the building licence is granted, not just applied for; (2) verify all deposits are bank-guaranteed in your name; (3) check the developer's track record and financial standing; (4) review the specification sheet and what is included in the price; (5) confirm the estimated completion date and longstop clause; (6) have an independent Spanish lawyer review the contract before you sign anything.

Yes, both are required before the final notary signing. You can reserve with a passport, but your Spanish NIE (foreigner tax number) is needed for the private purchase contract and your Spanish bank account for the staged transfers. Your lawyer can obtain your NIE with a power of attorney in 2 to 4 weeks. Open the bank account on your first trip to Spain or remotely via certain Spanish banks.

Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.

Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.

Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.

Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.

In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.

Market context

How it sits in the market

Live €/m² comparisons from current inventory of similar middle floor apartments in the same city.

This Middle floor apartment

€4,375 / m²

€4,375 × 96 m² = €420,000 asking · entry unit

Comparable averages

  • Apartments & penthouses in Estepona

    42 active listings

    €6,330 / m²31% below market

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Anna De Estepona - Apartments

Estepona · From €420,000 · 2 to 3 beds · Completing Q4 2027

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